Taming the Jumbo Mortgage - Financing Solutions with David Reed


Team Advantage is happy to offer a great article on jumbo loans from David Reed - the author of Mortgage 101 and Mortgage Confidential:

Everyone knows the jumbo loan market has been out of whack for nearly 18 months. “jumbo” loans, those amounting to more than $417,000, took it on the chin when mortgage investors stopped buying subprime and alternative loans. For that reason, jumbo rates can be as much as 1.50 percent higher than conforming rates. Historically, jumbo rates were only about a quarter of a percent higher than a conforming rate, but this new spread Read the rest of this entry »

Every week we spend Monday morning with a cup of coffee updating the real estate market statistics for all areas of the East Bay. Pretty dry if you’re looking for a good time but a good way to ease back into another week… and what fun surprises we find sometimes!!! Anybody care to guess which city in Alameda County is the hottest seller’s market? For that matter, it also tops everyplace in Contra Costa county too, the honor which Brentwood, very surprisingly, used to claim until a couple of weeks ago. We’ll get back to Brentwood in a second… this week the East Bay city with the hottest Read the rest of this entry »

We were invited to a BBQ and tour of the new Santa Barbara model home at Toll Brothers upscale gated luxury home community in San Ramon a couple of weeks ago and anxiously anticipated the day. Today turned out to be gorgeous weather and we were not disappointed with the style of their elegant new model home now available.. nor with the bountiful food & drink Toll Brothers staff laid out for us!

Dramatic foyer of this new san ramon home
Is THIS an eye catcher???
As far as San Ramon luxury homes go, these are right up there with the best! The unique aspect of this community is Read the rest of this entry »

 

Welcome! The San Ramon valley is a wonderful place to live! My real estate team has decades of collective history here. From my own personal experience as a real estate broker in Contra Costa & Alameda counties over the past 23 years these are my thoughts designed to impart valuable information, tips, and general insight into the real estate market in Danville and the surrounding areas of the East Bay. From here please feel free to search for your perfect San Ramon valley home. My real estate team, Team Advantage, tracks current East Bay real estate market trends & conditions locally city by city and posts it for your information weekly.

Please contact us if you ever have a need to know or require help with real estate in Danville, San Ramon, Alamo or Blackhawk. If one of us doesn’t know the answer we will find out for you. If you’re relocating into the area just drop us a line and we’ll overnight you a complete relocation package with extensive information about our top rated schools, diverse recreation opportunities, culture, shopping, employment and more for any cities you might be considering moving to. Enjoy having the Home Team Advantage on your side!

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